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	<title>Littman Krooks</title>
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		<title>Planning for Boomers</title>
		<link>http://www.elderlawnewyork.com/elderlaw/planning-for-boomers/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/planning-for-boomers/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:38:20 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2972</guid>
		<description><![CDATA[This guest blog entry has been written by Susan Yubas, a Certified Senior Advisor and the founder of FYI Senior Living Solutions, Inc. The other day I realized I am exactly two thirds of my mother’s age.  That hit me hard, as I began to think of life as being divided in thirds…and realized that [...]]]></description>
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		<title>Considering Long-Term Care Insurance</title>
		<link>http://www.elderlawnewyork.com/long-term-care/considering-long-term-care-insurance/</link>
		<comments>http://www.elderlawnewyork.com/long-term-care/considering-long-term-care-insurance/#comments</comments>
		<pubDate>Wed, 15 May 2013 14:30:56 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Long Term Care]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2969</guid>
		<description><![CDATA[In planning for retirement, it is important to consider what would happen if you needed assistance with daily living over a long period of time. Most people in that situation would prefer to be able to stay in their own home with the assistance of a home health-care aide rather than move into a nursing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Chained CPI Could Affect Social Security</title>
		<link>http://www.elderlawnewyork.com/elderlaw/how-chained-cpi-could-affect-social-security/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/how-chained-cpi-could-affect-social-security/#comments</comments>
		<pubDate>Tue, 14 May 2013 16:34:04 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[CHAINED API]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2965</guid>
		<description><![CDATA[As part of negotiations aimed at reducing the deficit, Congress and the President have considered changes to the way the Consumer Price Index (CPI) is calculated. “Chained CPI,” as the proposed method of calculation is known, could have adverse affects on Social Security benefits, as cost of living adjustments are based on CPI. Proponents of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New York Medicaid and Medicare Part D: Working Together</title>
		<link>http://www.elderlawnewyork.com/elderlaw/new-york-medicaid-and-medicare-part-d-working-together/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/new-york-medicaid-and-medicare-part-d-working-together/#comments</comments>
		<pubDate>Wed, 08 May 2013 13:25:20 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[medicare part d]]></category>
		<category><![CDATA[Medicare Prescription Drug Play]]></category>
		<category><![CDATA[SPAP]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2962</guid>
		<description><![CDATA[The state of New York has several major public health insurance programs, including Medicaid, commonly known as “Regular Medicaid.” While Regular Medicaid in New York offers extensive health care services including: dental care; diagnostic testing; home care; hospitalization; mental health support; out-patient care at hospitals and community clinics; and physical therapy, clients of Medicaid in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>An Extreme Case of Poor Estate Planning</title>
		<link>http://www.elderlawnewyork.com/elderlaw/an-extreme-case-of-poor-estate-planning/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/an-extreme-case-of-poor-estate-planning/#comments</comments>
		<pubDate>Thu, 02 May 2013 16:17:14 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2961</guid>
		<description><![CDATA[Last year, Roman Blum died at the age of 97, leaving an estate valued at nearly $40 million. He also died without a will. Blum made millions building hundreds of houses in the vicinity of Staten Island. He had no known living family members, and if none are found, then his estate will escheat to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Put Your Accounts in Your Daughter&#8217;s Name &#8212; What Could Go Wrong?</title>
		<link>http://www.elderlawnewyork.com/elderlaw/put-your-accounts-in-your-daughters-name-what-could-go-wrong/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/put-your-accounts-in-your-daughters-name-what-could-go-wrong/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 14:39:16 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2952</guid>
		<description><![CDATA[&#160; By: Bernard A. Krooks, Certified Elder Law Attorney Seniors are subjected to a constant drumbeat of advice: make sure you have no assets in your own name, or you will lose them to the nursing home. Transfer everything to your children to &#8220;protect&#8221; your assets. Sound familiar?  Is it good advice? We usually counsel [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Senior Apartments: An Option For Active Independent Elders</title>
		<link>http://www.elderlawnewyork.com/elderlaw/senior-apartments-an-option-for-active-independent-elders/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/senior-apartments-an-option-for-active-independent-elders/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 15:22:54 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[active independent seniors]]></category>
		<category><![CDATA[kittay house]]></category>
		<category><![CDATA[senior apartments]]></category>
		<category><![CDATA[senior living options]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2957</guid>
		<description><![CDATA[Our latest guest post has been written by Joe Nevins, the Administrative Coordinator at Kittay House When considering living options for elders, there are choices beyond nursing homes and assisted living facilities. Senior Apartments allow elders to live independently and to have an active vibrant community around them.  In a Senior Housing setting there will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paying for Long-Term Care at Home</title>
		<link>http://www.elderlawnewyork.com/elderlaw/paying-for-long-term-care-at-home/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/paying-for-long-term-care-at-home/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 16:34:17 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2945</guid>
		<description><![CDATA[By Susan Yubas Receiving long- term care is expensive.  If you or your loved one wants to stay at home but requires assistance to function, how will you pay for it? Medicare determines whether or not care provided at home will be covered based on whether or not the type of care required is considered [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/paying-for-long-term-care-at-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Disabled Veterans Do Not Need Additional Medical Exam in Some Cases</title>
		<link>http://www.elderlawnewyork.com/elderlaw/disabled-veterans-do-not-need-additional-medical-exam-in-some-cases/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/disabled-veterans-do-not-need-additional-medical-exam-in-some-cases/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 16:06:29 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Veterans Issues]]></category>
		<category><![CDATA[acceptable clinical evidence]]></category>
		<category><![CDATA[claims]]></category>
		<category><![CDATA[disability benefits]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2951</guid>
		<description><![CDATA[The Department of Veterans Affairs (VA) has made a change in the process of applying for disability benefits that could help some veterans get their benefits faster.  When there is sufficient evidence of service-related disability in an applicant&#8217;s file, an in-person medical examination will not be required. The VA tested the streamlined process in a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sequester Cuts Will Harm Seniors, Veterans</title>
		<link>http://www.elderlawnewyork.com/elderlaw/sequester-cuts-will-harm-seniors-veterans/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/sequester-cuts-will-harm-seniors-veterans/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 15:12:39 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Veterans Issues]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[sequester cuts]]></category>
		<category><![CDATA[sequestration]]></category>
		<category><![CDATA[vets]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2950</guid>
		<description><![CDATA[As Congress failed to take action, the cuts required by the Budget Control Act, commonly referred to as the sequester, began taking effect on March 1.  Spending cuts of $85 billion are being imposed across federal programs, both military and domestic.  While many of the core programs that seniors and veterans rely on are exempt [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/sequester-cuts-will-harm-seniors-veterans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choosing the Best Residential Options for Seniors</title>
		<link>http://www.elderlawnewyork.com/elderlaw/choosing-the-best-residential-options-for-seniors/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/choosing-the-best-residential-options-for-seniors/#comments</comments>
		<pubDate>Mon, 25 Mar 2013 14:31:24 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2944</guid>
		<description><![CDATA[By Susan Yubas While there are lots of reasons that an older person may decide to move from their home, a main reason for considering a move is the social isolation that can be common among seniors. Often, older adults find that their social network has diminished and it can be very difficult to initiate [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/choosing-the-best-residential-options-for-seniors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The VA Guide to Long Term Care</title>
		<link>http://www.elderlawnewyork.com/elderlaw/the-va-guide-to-long-term-care/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/the-va-guide-to-long-term-care/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 14:10:41 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Veterans Issues]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2943</guid>
		<description><![CDATA[The Department of Veterans Affairs (VA) operates the nation&#8217;s largest integrated health care system.  With goals of promoting, preserving and restoring health, the VA runs under the belief that America&#8217;s Veterans and their families deserve nothing but the best. To help meet the needs of an aging population of Veterans, the VA has developed a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Grappling with Alzheimer’s</title>
		<link>http://www.elderlawnewyork.com/elderlaw/grappling-with-alzheimer%e2%80%99s/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/grappling-with-alzheimer%e2%80%99s/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 14:16:30 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2946</guid>
		<description><![CDATA[By Lauren Foster, Enterprising Investor (February 2013) Not long ago, I stumbled upon a touching essay in the New York Times. “My gray matter might be waning. Then again, it might not be,” it began. “But I swear that I can feel memories — as I’m making them — slide off a neuron and into [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Many Options Are Available for Elder Care</title>
		<link>http://www.elderlawnewyork.com/elderlaw/many-options-are-available-for-elder-care/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/many-options-are-available-for-elder-care/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 13:41:02 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2941</guid>
		<description><![CDATA[When an older person becomes unable to live alone without additional care, it is often unclear to both the older person and family members just what should be done.  Thankfully, there are many options available to meet the unique needs of each person needing care and each family&#8217;s budget. The option that most older people [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medicaid Patients Could Face Higher Costs</title>
		<link>http://www.elderlawnewyork.com/elderlaw/medicaid-patients-could-face-higher-costs/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/medicaid-patients-could-face-higher-costs/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 16:08:30 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medicaid]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2939</guid>
		<description><![CDATA[The Obama administration is trying to convince states to expand Medicaid, but a proposed policy intended to make that easier may result in millions of people paying more for health insurance.  The policy would allow states to charge higher premiums and co-payments for medical services, including prescription medicine and “nonemergency use” of hospital emergency departments. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When It Comes to Managing Your Finances in Retirement, Keep It Simple</title>
		<link>http://www.elderlawnewyork.com/elderlaw/when-it-comes-to-managing-your-finances-in-retirement-keep-it-simple/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/when-it-comes-to-managing-your-finances-in-retirement-keep-it-simple/#comments</comments>
		<pubDate>Wed, 27 Feb 2013 15:34:02 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2937</guid>
		<description><![CDATA[Retirement should be a time for relaxation and enjoyment, but keeping track of your retirement finances can be a lot of work.  To make it easier, take a few steps to simplify things. First, consolidate your retirement accounts.  It is not uncommon for retired individuals to have several accounts, such as different types of Individual [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Benefits Checks Now Arrive Via Electronic Deposit</title>
		<link>http://www.elderlawnewyork.com/elderlaw/federal-benefits-checks-now-arrive-via-electronic-deposit/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/federal-benefits-checks-now-arrive-via-electronic-deposit/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 16:33:46 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[electronic deposit]]></category>
		<category><![CDATA[social security checks]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2935</guid>
		<description><![CDATA[The Treasury Department is asking that all federal benefit recipients opt-in to receive their benefits electronically. Two years ago, the Treasury Department initiated a “green” campaign, urging people who receive federal benefits such as Social Security, Veterans Affairs, and Social Supplemental income in check form to accept direct deposit instead. Officials estimated that they were [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bernard A. Krooks featured in Trustees Should Do More for Disabled Beneficiary: Judge</title>
		<link>http://www.elderlawnewyork.com/elderlaw/bernard-a-krooks-featured-in-trustees-should-do-more-for-disabled-beneficiary-judge/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/bernard-a-krooks-featured-in-trustees-should-do-more-for-disabled-beneficiary-judge/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 16:30:47 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[disabled beneficiary]]></category>
		<category><![CDATA[trustees]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2924</guid>
		<description><![CDATA[Bernard A. Krooks, Esq., Littman Krooks LLP, was recently featured in the Thomson Reuters article. To read the article in full, click here: http://www.elderlawnewyork.com/wp-content/uploads/2013/01/Trustees-should-do-more-for-disabled-beneficiary_-judge-REUTERS-FEAT-BAK.pdf To visit the original article, click here.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Medicaid and Long Term Care Planning</title>
		<link>http://www.elderlawnewyork.com/elderlaw/medicaid-and-long-term-care-planning/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/medicaid-and-long-term-care-planning/#comments</comments>
		<pubDate>Mon, 11 Feb 2013 15:31:56 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Medicaid]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2932</guid>
		<description><![CDATA[Medicaid planning has always been a complex area of the law, and it has become even more complex recently as the government continues to tighten eligibility requirements as a result of ballooning federal and state deficits.  Medicaid is a jointly-funded federal and state program.  The federal government oversees the Medicaid program, but the program is [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/medicaid-and-long-term-care-planning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Some New York Nursing Home Evacuees Still Displaced</title>
		<link>http://www.elderlawnewyork.com/elderlaw/some-new-york-nursing-home-evacuees-still-displaced/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/some-new-york-nursing-home-evacuees-still-displaced/#comments</comments>
		<pubDate>Tue, 05 Feb 2013 17:06:57 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[assisted living facilities]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[hurricane sandy]]></category>
		<category><![CDATA[new yorkers]]></category>
		<category><![CDATA[nursing homes]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2922</guid>
		<description><![CDATA[After Hurricane Sandy, hundreds of disabled and elderly New Yorkers were evacuated from assisted living facilities and nursing homes near the coast.  Now, more than two months after the storm hit, some evacuees are still getting by in temporary quarters. The evacuees were moved to places like Brooklyn&#8217;s Bishop Henry B. Hucles Episcopal Rehabilitation and [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/some-new-york-nursing-home-evacuees-still-displaced/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Elder Care Management Services and Assisted Living Placement Services Help Seniors at Different Care Levels</title>
		<link>http://www.elderlawnewyork.com/elderlaw/elder-care-management-services-and-assisted-living-placement-services-help-seniors-at-different-care-levels/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/elder-care-management-services-and-assisted-living-placement-services-help-seniors-at-different-care-levels/#comments</comments>
		<pubDate>Tue, 29 Jan 2013 15:13:55 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[elder care management services]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2925</guid>
		<description><![CDATA[As the baby boom generation ages, more and more people are faced with the challenges of finding the proper care for older loved ones.  For seniors who need constant care, this often means looking at options for assisted living facilities.  Even if an older person is able to live at home, when loved ones do [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/elder-care-management-services-and-assisted-living-placement-services-help-seniors-at-different-care-levels/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For End-of-Life Care, Many Must Choose Between Nursing Home and Hospice</title>
		<link>http://www.elderlawnewyork.com/elderlaw/for-end-of-life-care-many-must-choose-between-nursing-home-and-hospice/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/for-end-of-life-care-many-must-choose-between-nursing-home-and-hospice/#comments</comments>
		<pubDate>Tue, 15 Jan 2013 14:52:41 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[Wills]]></category>
		<category><![CDATA[hospice diagnosis]]></category>
		<category><![CDATA[hsopsice]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[nursing home]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2918</guid>
		<description><![CDATA[According to a recent study released by the University of California, San Francisco, close to one-third of elderly people needing end-of-life care enter a nursing home. The issue? Nursing homes are not always the best environment for end-of-life care. A nursing home is equipped to oversee many basic elements of end-of-life care, including IV hydration [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/for-end-of-life-care-many-must-choose-between-nursing-home-and-hospice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Elder Law Attorney Bernard A. Krooks to Speak at Heckerling Institute</title>
		<link>http://www.elderlawnewyork.com/elderlaw/elder-law-attorney-bernard-a-krooks-to-speak-at-heckerling-institute/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/elder-law-attorney-bernard-a-krooks-to-speak-at-heckerling-institute/#comments</comments>
		<pubDate>Mon, 07 Jan 2013 15:19:04 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Press Releases]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[Wills]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[elder care attorneys]]></category>
		<category><![CDATA[elder law services]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[heckerling institute]]></category>
		<category><![CDATA[later life law]]></category>
		<category><![CDATA[long term care insurance]]></category>
		<category><![CDATA[long-]]></category>
		<category><![CDATA[retirement accounts]]></category>
		<category><![CDATA[tax considerations]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2919</guid>
		<description><![CDATA[White Plains, New York (January 10, 2013) - Bernard A. Krooks, Esq., a founding partner of Littman Krooks LLP, will be a guest speaker at the 47th Heckerling Institute on Estate Planning on January 14, 2013, at the Orlando World Center Marriott Resort and Convention Center, in Orlando, Florida. Mr. Krooks will be speaking about [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/elder-law-attorney-bernard-a-krooks-to-speak-at-heckerling-institute/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Picking Up the Tab</title>
		<link>http://www.elderlawnewyork.com/elderlaw/picking-up-the-tab/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/picking-up-the-tab/#comments</comments>
		<pubDate>Wed, 02 Jan 2013 14:46:39 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[adult children]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[contingency planning]]></category>
		<category><![CDATA[filial responsibility]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[fiscal cliff]]></category>
		<category><![CDATA[NY]]></category>
		<category><![CDATA[parents]]></category>
		<category><![CDATA[state government]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2910</guid>
		<description><![CDATA[This article was featured in the Westchester County Business Journal (November 27, 2012). For a link back to this article,  click here. BY Bernard A. Krooks, Esq., Littman Krooks LLP Baby boomers could soon face their own fiscal cliff, as state governments consider the implications of “filial responsibility” claims making their way through court systems. [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/picking-up-the-tab/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Impending Changes Would Make Estate and Gift Taxes Apply to Many More Americans</title>
		<link>http://www.elderlawnewyork.com/elderlaw/impending-changes-would-make-estate-and-gift-taxes-apply-to-many-more-americans/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/impending-changes-would-make-estate-and-gift-taxes-apply-to-many-more-americans/#comments</comments>
		<pubDate>Wed, 26 Dec 2012 14:56:25 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[201]]></category>
		<category><![CDATA[2013]]></category>
		<category><![CDATA[esate tax rate]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[estate tax exemption]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[generation-skipping transfers]]></category>
		<category><![CDATA[gift tax]]></category>
		<category><![CDATA[january 1]]></category>
		<category><![CDATA[shelter trusts]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2916</guid>
		<description><![CDATA[The rules governing taxes on gifts and estates are set for major changes at the end of the year unless Congress steps in. The taxes, which currently concern mainly the very wealthy, will soon ensnare far more people if scheduled reductions in exemptions are allowed to go through. The exemption level for each tax is [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/impending-changes-would-make-estate-and-gift-taxes-apply-to-many-more-americans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Alzheimers and Holidays</title>
		<link>http://www.elderlawnewyork.com/elderlaw/alzheimers-and-holidays/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/alzheimers-and-holidays/#comments</comments>
		<pubDate>Wed, 19 Dec 2012 15:58:02 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2915</guid>
		<description><![CDATA[Great entry from the Alzheimer&#8217;s Association &#8212; click here to visit the full article. The holidays are a time when family and friends often come together. But for families living with Alzheimer&#8217;s and other dementias, the holidays can be challenging. Take a deep breath. With some planning and adjusted expectations, your celebrations can still be [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/alzheimers-and-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Facing sky-high LTC costs, clients nurse Medicaid hopes</title>
		<link>http://www.elderlawnewyork.com/medicaid/facing-sky-high-ltc-costs-clients-nurse-medicaid-hopes/</link>
		<comments>http://www.elderlawnewyork.com/medicaid/facing-sky-high-ltc-costs-clients-nurse-medicaid-hopes/#comments</comments>
		<pubDate>Mon, 17 Dec 2012 16:10:24 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[LTC]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2913</guid>
		<description><![CDATA[But misunderstandings about the national program abound; poor planning can leave retirees in a bad place By Darla Mercado,  Investment News December 7, 2012 Medicaid may look like a tempting long-term-care plan for retirees who want to pass assets on to their heirs, but that approach has its share of financial pitfalls. Investors nearing retirement [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/medicaid/facing-sky-high-ltc-costs-clients-nurse-medicaid-hopes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Critical Updates Impacting the Aid and Attendance Pension</title>
		<link>http://www.elderlawnewyork.com/veterans-issues/critical-updates-impacting-the-aid-and-attendance-pension/</link>
		<comments>http://www.elderlawnewyork.com/veterans-issues/critical-updates-impacting-the-aid-and-attendance-pension/#comments</comments>
		<pubDate>Tue, 11 Dec 2012 14:58:31 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Veterans Issues]]></category>
		<category><![CDATA[aid and attendance pension]]></category>
		<category><![CDATA[bill s-3270]]></category>
		<category><![CDATA[COLA]]></category>
		<category><![CDATA[eligibility verification report]]></category>
		<category><![CDATA[married veteran]]></category>
		<category><![CDATA[medicaid applicants]]></category>
		<category><![CDATA[pension poachers]]></category>
		<category><![CDATA[Pension rates]]></category>
		<category><![CDATA[surviving spouse]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[veteran with ill spouse]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2911</guid>
		<description><![CDATA[Our latest guest post is from Debbie Burak, founder of VeteranAid.org. We have a lot of updates impacting the Aid and Attendance pension, so this newsletter is longer than most.  Even if you are through the application process, and think this does not apply to you, STOP, you do need to be aware of what [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/veterans-issues/critical-updates-impacting-the-aid-and-attendance-pension/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spend Time in Two States? Get Informed on the Laws</title>
		<link>http://www.elderlawnewyork.com/elderlaw/spend-time-in-2-states-get-informed-on-laws/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/spend-time-in-2-states-get-informed-on-laws/#comments</comments>
		<pubDate>Wed, 05 Dec 2012 16:42:20 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[long term care arrangements]]></category>
		<category><![CDATA[tax bill]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[temporary state residents]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2902</guid>
		<description><![CDATA[Research can help avoid unwelcome surprises for you or your family (as seen  in the Poughkeepsie Journal by guest columnist Bernard A. Krooks, Esq., Littman Krooks LLP) We live in a mobile society, where it’s common to spend significant time away from home visiting the grand kids or escaping winter weather. New Yorkers comprise the [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/spend-time-in-2-states-get-informed-on-laws/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Seniors, Veterans Need Proper Guidance for Benefit Qualification</title>
		<link>http://www.elderlawnewyork.com/elderlaw/seniors-veterans-need-proper-guidance-for-benefit-qualification/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/seniors-veterans-need-proper-guidance-for-benefit-qualification/#comments</comments>
		<pubDate>Mon, 03 Dec 2012 16:43:16 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Veterans Issues]]></category>
		<category><![CDATA[annuities]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[government benefits]]></category>
		<category><![CDATA[low-income individuals]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[va benefits]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[vets]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2901</guid>
		<description><![CDATA[Low-income and elderly veterans seeking to qualify for government benefits face a confusing array of rules and regulations and may feel compelled to deliberately manipulate their finances with an eye toward these benefits. An alarming recent trend has seen unscrupulous or misinformed investment professionals and attorneys guiding veterans into investments and wealth management strategies that [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/seniors-veterans-need-proper-guidance-for-benefit-qualification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Warrior Gateway Helps Military Families Find Local Resources</title>
		<link>http://www.elderlawnewyork.com/veterans-issues/warrior-gateway-helps-military-families-find-local-resources/</link>
		<comments>http://www.elderlawnewyork.com/veterans-issues/warrior-gateway-helps-military-families-find-local-resources/#comments</comments>
		<pubDate>Wed, 21 Nov 2012 15:58:58 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Veterans Issues]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[military families]]></category>
		<category><![CDATA[military family appreciation month]]></category>
		<category><![CDATA[omcc]]></category>
		<category><![CDATA[operation military child care]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[veterans benefits]]></category>
		<category><![CDATA[warriorgateway]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2896</guid>
		<description><![CDATA[By Kristen Parrinello, WarriorGateway.org Military families move their home location, on average, once every three years. Packing up and uprooting relationships with local service providers can be daunting, especially with the thought of the time and energy it will take to seek contacts in the families’ new locale. When a military family settles into their [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/veterans-issues/warrior-gateway-helps-military-families-find-local-resources/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Your Children Ready to Handle Your Estate?</title>
		<link>http://www.elderlawnewyork.com/elderlaw/are-your-children-ready-to-handle-your-estate/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/are-your-children-ready-to-handle-your-estate/#comments</comments>
		<pubDate>Tue, 20 Nov 2012 16:51:08 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2894</guid>
		<description><![CDATA[The facts are frightening: The majority of Americans over 65 are completely reliant upon their Social Security checks and an estimated 120,000,000 Americans do not have an up-to-date estate plan. Why do Americans lack the ability to plan for retirement? The National Association of Estate Planners and Councils and the NAEPC Education Foundation have teamed [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/are-your-children-ready-to-handle-your-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Jobs Go to Disabled Veterans Under New York&#8217;s 55-c Program</title>
		<link>http://www.elderlawnewyork.com/elderlaw/state-jobs-go-to-disabled-veterans-under-new-yorks-55-c-program/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/state-jobs-go-to-disabled-veterans-under-new-yorks-55-c-program/#comments</comments>
		<pubDate>Mon, 12 Nov 2012 15:38:58 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[55-c program]]></category>
		<category><![CDATA[disabled]]></category>
		<category><![CDATA[govenor's programs to hire persons/veterans with disabilities]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2892</guid>
		<description><![CDATA[Veterans with disabilities seeking employment in New York state should be aware of the Governor&#8217;s Programs to Hire Persons/Veterans with Disabilities, also known as the “55-c Program.” Section 55-c of the New York State Civil Service Law allows the Civil Service Commission to fill up to 500 entry-level state employment positions with qualified disabled wartime [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/state-jobs-go-to-disabled-veterans-under-new-yorks-55-c-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preparing for Crisis and Disaster from an Attorney&#8217;s Perspective</title>
		<link>http://www.elderlawnewyork.com/elderlaw/preparing-for-crisis-and-disaster-from-an-attorneys-perspective/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/preparing-for-crisis-and-disaster-from-an-attorneys-perspective/#comments</comments>
		<pubDate>Tue, 06 Nov 2012 16:03:24 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[caregivers]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[dementia]]></category>
		<category><![CDATA[disaster plan]]></category>
		<category><![CDATA[disaster preparation]]></category>
		<category><![CDATA[elder law attorney]]></category>
		<category><![CDATA[hurricane]]></category>
		<category><![CDATA[safety]]></category>
		<category><![CDATA[sandy]]></category>
		<category><![CDATA[special needs]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2890</guid>
		<description><![CDATA[By Scott M. Solkoff, Esq.[1] People with dementia thrive on routine.  When the normal calendar of life is disrupted by crisis or disaster, it can be upsetting to any person &#8211; but for a person with dementia, it can be a very real threat.  From my view as an Elder Law Attorney, having worked with [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/preparing-for-crisis-and-disaster-from-an-attorneys-perspective/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Changes to Long-Term Care and Home Care Services Concern New York Seniors</title>
		<link>http://www.elderlawnewyork.com/elderlaw/changes-to-long-term-care-and-home-care-services-concern-new-york-seniors/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/changes-to-long-term-care-and-home-care-services-concern-new-york-seniors/#comments</comments>
		<pubDate>Thu, 01 Nov 2012 15:29:57 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[managed long term care]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2888</guid>
		<description><![CDATA[The federal government&#8217;s new guidelines regarding long-term care will have long-lasting impact on seniors throughout New York State. The fed has recently instructed New York to make it mandatory for Medicaid beneficiaries who are 21 years of age and older in need of community-based long-term care services to receive Managed Long Term Care (MLTC). The [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/changes-to-long-term-care-and-home-care-services-concern-new-york-seniors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>LGBT Retirees Have Additional Estate Planning Concerns</title>
		<link>http://www.elderlawnewyork.com/elderlaw/lgbt-retirees-have-additional-estate-planning-concerns/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/lgbt-retirees-have-additional-estate-planning-concerns/#comments</comments>
		<pubDate>Tue, 16 Oct 2012 14:34:55 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[LGBT]]></category>
		<category><![CDATA[aging]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[estate plan]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[federal pension plans]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2886</guid>
		<description><![CDATA[Members of the LGBT community tend to save more money for retirement than the population as a whole.  But LGBT seniors planning for retirement also face unique concerns. According to experts, people in the LGBT community tend to be higher earners, and have smaller families, some with no children.  While lower family expenses may make [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/lgbt-retirees-have-additional-estate-planning-concerns/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Assistance is Available for Struggling Seniors</title>
		<link>http://www.elderlawnewyork.com/elderlaw/assistance-is-available-for-struggling-seniors/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/assistance-is-available-for-struggling-seniors/#comments</comments>
		<pubDate>Wed, 10 Oct 2012 14:37:39 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[LGBT]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[bhss]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[bureau of housing and support services]]></category>
		<category><![CDATA[federal poverty guidelines]]></category>
		<category><![CDATA[heap]]></category>
		<category><![CDATA[home energy assistance program]]></category>
		<category><![CDATA[homeless housing and assistance program]]></category>
		<category><![CDATA[lifeline program]]></category>
		<category><![CDATA[OFFICE OF TEMPORARY AND DISABILITY ASSISTANCE]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[SNAP]]></category>
		<category><![CDATA[social services office]]></category>
		<category><![CDATA[supplemental nutritional assistance program]]></category>
		<category><![CDATA[telephone assistance]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2882</guid>
		<description><![CDATA[Seniors face many issues relating to housing, hunger, income, abuse and isolation. In the State of New York, The Office of Temporary and Disability Assistance is accountable for developing and overseeing programs that provide aid and support those that are eligible and need assistance. The programs mentioned below compliment the primary government benefits programs of [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/assistance-is-available-for-struggling-seniors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Caring for Aging Parents Can Take a Village</title>
		<link>http://www.elderlawnewyork.com/elderlaw/caring-for-aging-parents-can-take-a-village/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/caring-for-aging-parents-can-take-a-village/#comments</comments>
		<pubDate>Tue, 02 Oct 2012 13:55:43 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[adult child]]></category>
		<category><![CDATA[aging parents]]></category>
		<category><![CDATA[community care network]]></category>
		<category><![CDATA[elder law]]></category>
		<category><![CDATA[elderly parents]]></category>
		<category><![CDATA[long-distance caregiver]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2881</guid>
		<description><![CDATA[According to Carol Bradley Bursack, author of &#8220;Minding Our Elders,&#8221; there is a lot to be said for routine. What many would consider one&#8217;s daily, mundane habits may also be the very thing that lets you know when one a loved ones needs assistance. As the population ages and society continues to foster long-distance family [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/caring-for-aging-parents-can-take-a-village/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Can a resident of a nursing home with Medicaid benefits leave the facility for an overnight visit that is a non-hospitalization leave</title>
		<link>http://www.elderlawnewyork.com/elderlaw/can-a-resident-of-a-nursing-home-with-medicaid-benefits-leave-the-facility-for-an-overnight-visit-that-is-a-non-hospitalization-leave/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/can-a-resident-of-a-nursing-home-with-medicaid-benefits-leave-the-facility-for-an-overnight-visit-that-is-a-non-hospitalization-leave/#comments</comments>
		<pubDate>Mon, 24 Sep 2012 14:55:05 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[bed hold waiver agreement]]></category>
		<category><![CDATA[bed waiver]]></category>
		<category><![CDATA[medicaid benefits]]></category>
		<category><![CDATA[non-hospitalization leave]]></category>
		<category><![CDATA[nursing home resident]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2880</guid>
		<description><![CDATA[Medicaid planning can be very tricky – with Medicaid legislation in constant fluctuation, with policies, waiting periods and maximum asset/income levels becoming stricter – planning is crucial. Our Certified Elder Law Attorneys at Littman Krooks have put together a new series of entries that address some of the more frequently asked questions we’ve heard about [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/can-a-resident-of-a-nursing-home-with-medicaid-benefits-leave-the-facility-for-an-overnight-visit-that-is-a-non-hospitalization-leave/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Understanding the Medicaid Transfer Penalty</title>
		<link>http://www.elderlawnewyork.com/elderlaw/understanding-the-medicaid-transfer-penalty/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/understanding-the-medicaid-transfer-penalty/#comments</comments>
		<pubDate>Mon, 17 Sep 2012 14:39:26 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2878</guid>
		<description><![CDATA[In a previous entry, we examined the asset and income rules for Medicaid, the joint federal and state program that many seniors rely on for nursing home care or, in the state of New York, home health care.  Here, we look at the details of another important Medicaid rule: limitations on the transfer of assets. [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/understanding-the-medicaid-transfer-penalty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>World Alzheimer&#8217;s Awareness Month</title>
		<link>http://www.elderlawnewyork.com/alzheimers/world-alzheimers-awareness-month/</link>
		<comments>http://www.elderlawnewyork.com/alzheimers/world-alzheimers-awareness-month/#comments</comments>
		<pubDate>Wed, 12 Sep 2012 15:13:57 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[alzheimer's association]]></category>
		<category><![CDATA[bernie's brigade]]></category>
		<category><![CDATA[natgional alzheimer's project act]]></category>
		<category><![CDATA[national alzheimer's plan]]></category>
		<category><![CDATA[september]]></category>
		<category><![CDATA[world alzheimer's month]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2875</guid>
		<description><![CDATA[As we enter the month of September, World Alzheimer&#8217;s Month, the Alzheimer&#8217;s Association – the world&#8217;s leading organization working to eradicate the disease – has announced several milestones that have been reached this year. First, due in part to lobbying by concerned citizens throughout the country, the Obama administration developed the nation&#8217;s first-ever National Alzheimer&#8217;s [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/alzheimers/world-alzheimers-awareness-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Understanding Medicaid Rules: the Deficit Reduction Act of 2005 (DRA)</title>
		<link>http://www.elderlawnewyork.com/elderlaw/understanding-medicaid-rules-the-deficit-reduction-act-of-2005-dra/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/understanding-medicaid-rules-the-deficit-reduction-act-of-2005-dra/#comments</comments>
		<pubDate>Thu, 23 Aug 2012 15:24:54 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Deficit Reduction Act of 2005]]></category>
		<category><![CDATA[DRA]]></category>
		<category><![CDATA[estate planning tools]]></category>
		<category><![CDATA[home health care]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2868</guid>
		<description><![CDATA[Understanding Medicaid Rules: the Deficit Reduction Act of 2005 (DRA) In previous postings, we examined the asset rules and transfer penalty rules for Medicaid, which many seniors rely on for nursing home care or, in New York, home health care.  In 2006, significant changes to the program went into effect, and we review them here. [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/understanding-medicaid-rules-the-deficit-reduction-act-of-2005-dra/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Asset Rules for Medicaid</title>
		<link>http://www.elderlawnewyork.com/elderlaw/understanding-asset-rules-for-medicaid/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/understanding-asset-rules-for-medicaid/#comments</comments>
		<pubDate>Fri, 17 Aug 2012 16:00:34 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Asset Protection]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[csra]]></category>
		<category><![CDATA[health insurance coverage]]></category>
		<category><![CDATA[home health care]]></category>
		<category><![CDATA[minimum monthly maintenance needs allowance]]></category>
		<category><![CDATA[mmmna]]></category>
		<category><![CDATA[new york state]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2864</guid>
		<description><![CDATA[Many seniors take advantage of Medicaid for health insurance coverage, nursing home care, or, in the state of New York, home health care.  Because Medicaid is a joint program between the federal government and the states, it is important to understand the rules that apply where you live.  Here we will review the resource or [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/understanding-asset-rules-for-medicaid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Married LGBT Couples in New York Should Be Aware of Tax Issues</title>
		<link>http://www.elderlawnewyork.com/estate/married-lgbt-couples-in-new-york-should-be-aware-of-tax-issues/</link>
		<comments>http://www.elderlawnewyork.com/estate/married-lgbt-couples-in-new-york-should-be-aware-of-tax-issues/#comments</comments>
		<pubDate>Thu, 09 Aug 2012 15:08:09 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[LGBT]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[federal tax return]]></category>
		<category><![CDATA[GAY marriage]]></category>
		<category><![CDATA[marriage status]]></category>
		<category><![CDATA[same-sex married couples]]></category>
		<category><![CDATA[state income taxes]]></category>
		<category><![CDATA[TAX IDENTITY]]></category>
		<category><![CDATA[the state of new york]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2858</guid>
		<description><![CDATA[Every couple planning a life together should make sure their financial and legal house is in order, but same-sex couples have additional concerns.  Even in New York, and other states where same-sex marriage is legal, there are issues that LGBT couples should be aware of. One concern is paying taxes.  Previously, the state of New [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/estate/married-lgbt-couples-in-new-york-should-be-aware-of-tax-issues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seniors Should Be Aware of Benefits Available to Them</title>
		<link>http://www.elderlawnewyork.com/elderlaw/seniors-should-be-aware-of-benefits-available-to-them/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/seniors-should-be-aware-of-benefits-available-to-them/#comments</comments>
		<pubDate>Thu, 26 Jul 2012 14:03:08 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[benefits checklist]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medicare part a]]></category>
		<category><![CDATA[medicare part b]]></category>
		<category><![CDATA[office for the aging]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[ssi]]></category>
		<category><![CDATA[star]]></category>
		<category><![CDATA[supplemental security income]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2856</guid>
		<description><![CDATA[As people approach their golden years, they should be aware of public benefits that can improve their quality of life.  The Brookdale Center for Healthy Aging and Longevity has produced a helpful Benefits Checklist for Older Adults.  The Center is associated with Hunter College, of the City University of New York. The first item on [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/seniors-should-be-aware-of-benefits-available-to-them/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Planning to Retire Soon? Create a Retirement Checklist</title>
		<link>http://www.elderlawnewyork.com/elderlaw/planning-to-retire-soon-create-a-retirement-checklist/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/planning-to-retire-soon-create-a-retirement-checklist/#comments</comments>
		<pubDate>Mon, 16 Jul 2012 15:48:19 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Asset Protection]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[aging]]></category>
		<category><![CDATA[checklist]]></category>
		<category><![CDATA[durable power of attorney]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2854</guid>
		<description><![CDATA[If you are considering retiring within the next five years, now is the time to create a retirement plan.  Many seniors say they wish they had planned more carefully for retirement.  There are several things you can do now to make sure your legal and financial affairs are in order when you retire. Define Your [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/planning-to-retire-soon-create-a-retirement-checklist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Supreme Court&#8217;s Affordable Care Act Ruling is Good for Senior Citizens</title>
		<link>http://www.elderlawnewyork.com/elderlaw/the-supreme-courts-affordable-care-act-ruling-is-good-for-senior-citizens/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/the-supreme-courts-affordable-care-act-ruling-is-good-for-senior-citizens/#comments</comments>
		<pubDate>Thu, 05 Jul 2012 16:41:36 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[AFFORDABLE CARE ACT]]></category>
		<category><![CDATA[chief justice john roberts]]></category>
		<category><![CDATA[florida v. department of health and human services]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[medicare trust fund]]></category>
		<category><![CDATA[mfp]]></category>
		<category><![CDATA[money follows the person program]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2848</guid>
		<description><![CDATA[The U.S. Supreme Court case Florida v. Department of Health and Human Services, which challenged the constitutionality of the Patient Protection and Affordable Care Act has been covered heavily by mainstream and online media outlets. The Court heard arguments on the case in a historical three day session March 26-28, 2012. The U.S. Supreme Court [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/the-supreme-courts-affordable-care-act-ruling-is-good-for-senior-citizens/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Communities Are Going Green</title>
		<link>http://www.elderlawnewyork.com/elderlaw/retirement-communities-are-going-green/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/retirement-communities-are-going-green/#comments</comments>
		<pubDate>Mon, 02 Jul 2012 15:18:06 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA["green retirement community]]></category>
		<category><![CDATA[new york]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2846</guid>
		<description><![CDATA[As seniors plan for retirement, a new option has emerged: the “green” retirement community.  One such facility, Birches at Chambers Senior Community, has opened in Ulster, New York.  The community not only features state-of-the-art accessible housing, but was built with energy efficiency in mind. Joseph Malcarne, a contractor involved in the construction of the facility, [...]]]></description>
		<wfw:commentRss>http://www.elderlawnewyork.com/elderlaw/retirement-communities-are-going-green/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can Families get Started in Planning a Nursing Home Placement for a Loved One?</title>
		<link>http://www.elderlawnewyork.com/elderlaw/how-can-families-get-started-in-planning-a-nursing-home-placement-for-a-loved-one/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/how-can-families-get-started-in-planning-a-nursing-home-placement-for-a-loved-one/#comments</comments>
		<pubDate>Wed, 27 Jun 2012 16:32:42 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Alzheimers]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[nursing home placement]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2842</guid>
		<description><![CDATA[Guestblogger: Ginalisa Monterroso, Entitlement Analyst, Archcare at Mary Manning Walsh Home How can families get started in planning a nursing home placement for a loved one? Families really need to do lots of research. Use the internet, visit the neighborhoods and facilities and look for reviews that are done by people that have had their [...]]]></description>
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		<title>What Jim Morrison Can Teach Us About Estate Planning</title>
		<link>http://www.elderlawnewyork.com/elderlaw/what-jim-morrison-can-teach-us-about-estate-planning/</link>
		<comments>http://www.elderlawnewyork.com/elderlaw/what-jim-morrison-can-teach-us-about-estate-planning/#comments</comments>
		<pubDate>Mon, 18 Jun 2012 14:48:57 +0000</pubDate>
		<dc:creator>Bernard Krooks</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[jim morrison]]></category>
		<category><![CDATA[the doors]]></category>

		<guid isPermaLink="false">http://www.elderlawnewyork.com/?p=2838</guid>
		<description><![CDATA[Perhaps surprisingly, looking at the life and death of a 1960s rock star can teach us a few things about estate planning.  Actually, it&#8217;s a lesson in what not to do. When Jim Morrison died in 1971, he left a simple will bequeathing his entire estate to his girlfriend, Pamela Courson, provided she survived him [...]]]></description>
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